Terms of Service

By accessing and using Sabipikin Educate's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at sabipikin.xyz (the "Service") operated by LearnHub ("us", "we", or "our"). Our Privacy Policy also governs your use of the Service and explains how we collect, safeguard and disclose information that results from your use of our web pages.

Your agreement with us includes these Terms and our Privacy Policy ("Agreements"). You acknowledge that you have read and understood Agreements, and agree to be bound by them.

For this Terms of Service, these terms are defined as follows:

• Company (referred to either as "the Company", "we", "us" or "our") refers to Sabipikin Educate. • Country refers to the Nigeria. • Service refers to the application or the website or both. • Terms of Service (also referred as "Terms") refer to this Terms of Service that forms the entire contractual agreement between you and the Company regarding the use of the Service. • Third-party Services refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you. • You refers to the person accessing or using the Service.

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for maintaining the confidentiality of your account.

You are responsible for all activities that occur under your account and you agree to immediately notify the Company of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this section.

You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization.

Our Service allows you to access educational content, courses, and materials. You are responsible for the content you access and how you use it.

You agree not to use the Service: • For any unlawful purpose or to solicit others to unlawful acts • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances • To infringe upon or violate our intellectual property rights or the intellectual property rights of others • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate • To submit false or misleading information • To upload or transmit viruses or any other type of malicious code

We reserve the right to terminate your use of the Service for violating any of the prohibited uses.

The Service and its original content, features and functionality are and will remain the exclusive property of Sabipikin Educate and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes. This license does not include any resale or commercial use of the Service or its contents.

Educational content provided through our Service is protected by intellectual property laws. You may access this content for personal learning purposes only and may not redistribute, sell, or use it for commercial purposes without explicit permission.

Some aspects of the Service may be provided for a fee or other charge. If you elect to use paid aspects of the Service, you agree to the pricing and payment terms disclosed to you for that Service.

All fees are exclusive of applicable federal, provincial, state, local or other governmental sales, goods and services, harmonized or other taxes, fees or charges now in force or enacted in the future ("Taxes").

We may change our fees at any time. When applicable, we will give you reasonable notice of changes to fees or billing methods. Changes to fees or billing methods will be effective immediately after we provide notice.

We offer refunds on our courses and products under certain conditions:

• Course refunds are available within 30 days of purchase • Refunds are only available if less than 30% of the course content has been accessed • Digital products and completed courses are not eligible for refunds • Subscription services can be cancelled at any time, with access continuing until the end of the current billing period

To request a refund, please contact our support team with your order information. Refunds will be processed using the original payment method within 5-10 business days.

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service and cancel any active subscriptions.

Upon termination, your right to use the Service will cease immediately. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents • Excludes all liability for damages arising out of or in connection with your use of this website

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Sabipikin Educate, its subsidiaries, affiliates, and its licensors do not warrant that: • The Service will function uninterrupted, secure or available at any particular time or location • Any errors or defects will be corrected • The Service is free of viruses or other harmful components • The results of using the Service will meet your requirements

In no event shall Sabipikin Educate, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

In no event shall our liability exceed the amount paid by you, if any, for accessing or using the Service during the twelve (12) months immediately preceding the date of the claim or one hundred dollars ($100), whichever is greater.

Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to you.

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

If you do not agree to the new terms, you are no longer authorized to use the Service and should discontinue use immediately.

If you have any questions about these Terms of Service, please contact us:

• Email: admin@sabipikin.xyz • Phone: +234 (0) 7037-154-753 • Address: 7 Tanimowo Close, Lagos, Nigeria

For general support inquiries, please contact support@sabipikin.xyz

We aim to respond to all legal inquiries within 5 business days.